High-Net-Worth Motor (Aurum)

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We offer solutions for owners of high-value and performance cars through Aurum, the high-net-worth and specialist division of KGM. 

What the high-net-worth motor policy covers

  • Every vehicle is insured at an agreed value, with no deduction for excess when written off as a total loss
  • Fully comprehensive open driving for non-household members over 30
  • Like-for-like courtesy vehicle (subject to availability)
  • Home-Start cover for named drivers
  • Full UK and European breakdown cover
  • Brand new car replacement for two years

Benefits of the KGM service

Direct access to underwriters

At KGM, our broker-partners get direct access to our expert motor insurance underwriters. We take the time to get to know you and use our specialist knowledge to tailor our products to fit your client’s needs – making it quick and simple to find the best deal for your clients.

Operational efficiency

With no lengthy proposal forms to go through, our underwriters make the decisions themselves in real-time. We give our broker-partners a fast turnaround of quotes and documentation, making the process as fast and as smooth as possible.

Customisable products

All our products are designed to be flexible. We consider your client’s needs and experience to create a unique policy that is tailored to them. Designed and underwritten by specialist motor insurance experts.

Specialist motor insurance, tailored to the individual

KGM has been refining specialist motor insurance for over six decades.

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A+ rated specialist motor insurance

We have an A+ rated capacity through our provider, Zurich, with a primary line of £130 million.

We're here to help

If you are a broker or intermediary wishing to make an enquiry, please use the form below or call us on 0330 1756076. For clients wishing to discuss a new or existing policy, please contact your broker directly. 

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